Tell him you think it's worth more and he'll also throw in the Monstermon card. Try to sell the "contraband" to Monty.Examine the fallen beehive to get the Monstermon card.Applegate and Bob to the teachers' lounge to see them making out - and to earn the K-I-S-S-I-N-G Achievement! Applegate a bouquet of flowers, which will be conveniently left behind for you to grab a flower from! Shake the tree and she'll be stung by the bees. Talk to Felix, who will give you some contraband to plant by the tree with the beehive.Give her Gravy to get the outfit AND the Monstermon card - then just reload the day from lunch - you'll still be able to keep the card! Talk to Cindy, who is jumping on the trampoline. Go down the alley to see Agnes the dumpster hag. Instead of giving the salad to Felix, skip ahead to lunch. As it's easy to reload and restart sections of the day in Kindergarten 2, we can deviate from the story here to grab a Monstermon card.Interact with it to get the Monstermon card. During lunch, Ozzy will leave to use the bathroom, leaving his bag lunch unattended.Talk to Margaret to get the vegan salad. ![]() With him gone, enter the teachers' lounge and grab the yellow flower.
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![]() When a ship gains the broken condition, it takes a –2 penalty to AC, on sailing checks, saving throws, and on combat maneuver checks. Special Note on Ships: Ships, and sometimes their means of propulsion-are objects, and like any other object, when they take damage in excess of half their hit points, they gain the broken condition. Most craftsmen charge one-tenth the item’s total cost to repair such damage (more if the item is badly damaged or ruined). Generally speaking, this requires a DC 20 Craft check and 1 hour of work per point of damage to be repaired. Non-magical items can be repaired in a similar fashion, or through the Craft skill used to create it. Items lose the broken condition if the spell restores the object to half its original hit points or higher. If the item is magical, it can only be repaired with a mending or make whole spell cast by a character with a caster level equal to or higher than the item’s. Items with the broken condition, regardless of type, are worth 75% of their normal value. If the item does not fit into any of these categories, the broken condition has no effect on its use.If the item is a wand or staff, it uses up twice as many charges when used.If the item is a tool needed for a skill, any skill check made with the item takes a –2 penalty.Broken armor doubles its armor check penalty on skills. If the item is a suit of armor or a shield, the bonus it grants to AC is halved, rounding down.Such weapons only score a critical hit on a natural 20 and only deal ×2 damage on a confirmed critical hit. If the item is a weapon, any attacks made with the item suffer a –2 penalty on attack and damage rolls.The broken condition has the following effects, depending upon the item. Items that have taken damage in excess of half their total hit points gain the broken condition, meaning they are less effective at their designated task. Characters who remain blinded for a long time grow accustomed to these drawbacks and can overcome some of them. Creatures that fail this check fall prone. Blind creatures must make a DC 10 Acrobatics skill check to move faster than half speed. All opponents are considered to have total concealment (50% miss chance) against the blinded character. All checks and activities that rely on vision (such as reading and Perception checks based on sight) automatically fail. It takes a –2 penalty to Armor Class, loses its Dexterity bonus to AC (if any), and takes a –4 penalty on most Strength– and Dexterity-based skill checks and on opposed Perception skill checks. In this case, ability drain is worse than ability damage. When two or more bleed effects deal the same kind of damage, take the worse effect. ![]() Bleed effects do not stack with each other unless they deal different kinds of damage. Some bleed effects cause ability damage or even ability drain. Bleeding can be stopped by a DC 15 Heal check or through the application of any spell that cures hit point damage (even if the bleed is ability damage). BleedĪ creature that is taking bleed damage takes the listed amount of damage at the beginning of its turn. These penalties do not apply against the antagonist. If the creature succeeds on its Sense Motive skill check, the antagonized condition ends, but the creature suffers a -2 penalty on attack rolls and a -2 penalty to the saving throw DC of its abilities and any spells it casts for 1 minute. This skill check is opposed by the antagonist’s original antagonize skill check. On each round after the first, an antagonized creature may attempt a Sense Motive skill check to realize the folly of its actions during its turn as a swift action. If an antagonized creature uses an ability that targets an area, its antagonist must be within the ability’s targeted area. If an antagonized creature uses an ability that targets multiple creatures, the antagonist must be chosen among these targets. A creature is no longer antagonized if its antagonist is helpless, unconscious, or cannot participate in combat. Furthermore, an antagonized creature does not threaten any opponents except its antagonist: it cannot make attacks of opportunity or be used to determine flanking bonuses against other opponents. A hostile action is any attack or effect that causes direct harm to an opponent in the form of damage, negative conditions, or any other effect that penalizes or hinders a creature. Antagonized Īn antagonized creature can only target its antagonist (the one who caused the antagonized condition) with hostile actions. If effects can’t combine, apply the most severe effect. If more than one condition affects a character, apply them all. We have provided direct link full setup of the game. Shadows Heretic Kingdoms 2014 PC Game Free DownloadĬlick on the below button to start Shadows Heretic Kingdoms 2014 PC Game Free Download.
You may have heard that medical costs are on the rise in this country. Is your partner or relative staying home with your kids or are you paying someone to be your children's caregiver? Are you opting for public or private school? The SmartAsset budget calculator shows you the average childcare expenditure for someone like you in your area. Your childcare costs will depend on your circumstances. If you have a bundle of joy (or several) depending on you, your budget will need to accommodate that fact. Here are the major expense categories that you will likely want to include in your budget: Childcare Others average the cost of all gifts and travel for the year and divide it by 12 months. For example, you could budget for gifts in December and for travel in the summer. Are you earning more than you spend? You could afford to devote more to savings and investing.īecause expenses vary from month to month, some hardcore budget devotees will make a new spending plan each month. Oh, and keep track of your monthly income, or how much money you are bringing home each month.Īre you spending more than you earn? You need to trim your expenses. Start by keeping track of what you spend in a month. With a zero-based budget, everything is on the table and you should have nothing left over. One popular strategy that businesses and individuals can use to get started involves making a zero-based budget. You won't know how much you can afford to trim from your budget if you don't have one at all. ![]() Maybe you're willing to cut back on some non-essential spending if it enables you to reach another goal. You can take a look at your budget and see what you can reasonably trim. Now, what if something changes down the road? Say you want to take a dream job that pays less than you're currently making or you want to move to a city with a higher cost of living. If that's within your budget, you've paid your bills and you've paid yourself, go for it. Say you know you're spending a hefty sum on eating out, travel or clothes. For another, you'll be able to make room in your budget if necessary. For one thing, you'll have an emergency fund and retirement savings. Once you have a workable budget you'll see how useful it can be to prepare you for the future. Having a budget that you regularly reassess will help you take stock of where your money is going and how close you are to meeting your goals. ![]() You "pay yourself" by beefing up your emergency fund and investing for retirement, you pay your bills (including any debts you're carrying) and then you can spend what's left over. But it's living from paycheck to paycheck in a good way. That may sound like living paycheck to paycheck and in a way it is. Ideally, every dollar of your income should be accounted for in a monthly budget. Let's talk about living within your means. Second, having a budget leaves you better prepared for changes in the future. First, it helps you live within your means. Having a budget is important for two reasons. Budgeting also lets you see how much you're spending in different categories. Household Budget BasicsĪ budget lets you manage how much you're spending relative to how much you're earning. ![]() With our interactive budget calculator you can see how people like you in your zip code are budgeting based on factors including the number of adults and children in the household and the size of the household's annual income. We offer advice on how to streamline your budget, how to fix your budget and how to stick to your budget. Ready? Submit your Seylan Savings Planner online now or Download your application.Here at SmartAsset we talk a lot about budgets. Note: Other documents may be requested by the bank to ensure better customer service in the future.
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